Terms and Conditions

1. Agreement to Terms

By accessing or using Domyloan.com, you agree to be bound by these Terms and Conditions and our Privacy Policy. Our platform serves as a connection point between home improvement customers, contractors, and our network of over 30 lending institutions. Whether you are applying through our multi-bank marketplace or our specialized 12-year no-payment program, your use of the site constitutes your express consent to these terms and your authorization for us to share your application data with our financial partners to facilitate loan offers.

2. Service Usage and Intellectual Property Rights

Domyloan.com grants you a limited, non-exclusive license to use our platform for the purpose of seeking home improvement financing. All content, including the proprietary application interface for our 30-bank network and the 12-year deferred payment program, remains the exclusive property of Domyloan.com. You are prohibited from using this service for any purpose other than personal, non-commercial financial inquiries related to home improvement projects.

• You may not submit fraudulent or inaccurate financial information or impersonate any other person during the application process.
• You may not use any automated systems, including 'robots' or 'spiders,' to access the site or scrape data regarding our banking partners and loan products.
• You may not attempt to interfere with the proper working of the dual-application system or bypass any measures used to prevent or restrict access to the service.

3. Disclaimer and Limitation of Liability

Domyloan.com provides its services on an 'AS IS' and 'AS AVAILABLE' basis. While we facilitate connections to 30+ banks and specialized programs, we are not a lender and do not guarantee loan approval, specific interest rates, or terms. We are not responsible for the credit decisions made by third-party banks. To the maximum extent permitted by law, Domyloan.com shall not be liable for any indirect, incidental, or consequential damages resulting from your use of the platform or the financial products provided by our partners.

4. Governing Law, Changes, and Contact Information

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the state in which Domyloan.com operates, without regard to its conflict of law provisions. Any legal action or proceeding related to your access to or use of the site shall be instituted in a state or federal court in our primary jurisdiction.

We reserve the right to modify these terms at any time. We will notify users of any changes by updating the 'effective date' at the top of this page. Your continued use of Domyloan.com after such changes constitutes your acceptance of the new terms. If you have questions regarding our 30-bank application process or the 12-year no-payment program, please contact us at support@domyloan.com.